The Affordable Care Act (ACA) requires employers to notify all full-time and part-time employees about the new government-run health insurance marketplaces by October 1, 2013 and within 14 days of hire for new employees....

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You've probably heard this horror story before - someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn't cover flood damage. At Lawley Shoff Darby we want you to be...

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